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Small Business Plans

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Small business owners have a lot on their plate when it comes to effectively running their business. Whether it's managing the day to day operations, minimizing costs, or striving to gain market share in your field, the day fills up pretty quickly. Often saving for retirement for yourself or your employees gets left on the back burner. And many small business owners feel that retirement options are just for large corporations or entities. This is not the case. 

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Some benefits for the employer is that you can save for your own retirement outside of the business, receive tax credits, attract and retain better employees, and deduct all employer contributions from current taxes. The benefits for employees are being able to invest in your future, realize tax deferred growth, and be able to put away more money into retirement than they could in a personal IRA account.

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There are many customized options that we can help you with in regards to retirement plans. These options allow employers and employees to invest a portion of their income pretax until they reach retirement age. Plans such as SIMPLE and SEP IRAs offer different strategies. We can help you in finding the approriate fit for your company.

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200 Lake Shore Dr West

Dunkirk, NY 14048

(716) 363-2804

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Chadwick Bay Financial Services are separate entities from LPL Financial.

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The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: California, Florida, Illinois, Massachusetts, New York, and Washington. Chadwick Bay Financial Services does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

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LPL Financial Relationship Summary

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Private Advisor Group- Customer Relationship Summary

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© 2018 by Chadwick Bay Financial Services

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